Turn any PDF or scanned bank statement into a clean OFX file that imports into MS Money, Quicken, and accounting software. The AI reads US bank and card statements into date, description, amount, and running balance, then writes a valid OFX.
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A bank statement to OFX converter reads the transactions in your PDF or scanned statement and writes an OFX (Open Financial Exchange) file that personal finance and accounting programs import directly. Upload the statement, let the AI pull every transaction, then download the OFX and import it into MS Money, Quicken, or another program that reads the open format. OFX is the open standard that carries date, description, amount, and a running balance in a structured shape, so your software loads the data without manual typing and reconciles against the statement total.
Finance software imports account files, not PDFs, and banks rarely offer an OFX download for older statements. That leaves people stuck between a PDF they can read and a file their program will accept.
MS Money, GnuCash, and similar programs import OFX, not PDF. Hand them a statement PDF and nothing loads, so the transactions stay trapped in the document.
Most banks only offer an OFX or Web Connect file for the last few months, or gate it behind Direct Connect. For anything older you are left with a PDF and no matching account file.
Microsoft retired Money, so there is no bank feed to pull fresh data. Importing an OFX built from your PDF is the practical way to keep an old MS Money file current.
Retyping hundreds of lines is slow, and one transposed figure quietly throws off the running balance and the reconciliation you were trying to protect.
Long statements and scanned or photographed pages are the worst to key in by hand, and they are exactly where a converter saves the most time.
A poorly built OFX throws parse errors or refuses to match an account. The file has to carry valid structure and the right date and amount formatting to load cleanly.
Upload a statement and get a valid OFX file in a couple of minutes, with the transaction detail your software needs to reconcile.
Writes a well formed OFX file with the SONRS, account, and transaction blocks personal finance software expects.
Templates tuned to US checking, savings, and credit card layouts, plus AI extraction for statements from smaller institutions.
OCR reads scanned PDFs and phone photos in PDF, JPG, PNG, BMP, HEIC, and TIFF, not just clean digital downloads.
Every transaction keeps its date, description, amount, and running balance so the import reconciles against the statement total.
Need Quicken Web Connect or a spreadsheet instead? Export the same statement as QFX or CSV in one click.
256-bit encryption in transit and you can delete your uploaded statement at any time.
No setup, no Direct Connect, no credit card to start.
Drop in a PDF or scanned bank or credit card statement. Multi page and multi month files are fine.
Tip: Password protected PDFs are supported.
The AI extracts every transaction and writes a valid OFX file automatically.
Tip: Most statements finish in under a minute.
Download the OFX and import it into MS Money, Quicken, or your accounting program, then pick the account.
Tip: Reconcile against the statement ending balance to confirm nothing dropped.
Anyone who keeps their books in software that reads the open OFX format and needs statement history the bank will not hand over as a file.
Keep a legacy or open source finance file current by importing OFX built from your statements.
Load client statements into finance software fast without retyping a single line.
Rebuild a clean transaction history from PDFs for review, tax prep, or cleanup work.
Pull bank and card statements into reconciliation and reporting without a bank feed.
OFX (Open Financial Exchange) is an open standard for moving financial data between banks and software. It was created in 1997 by Microsoft, Intuit, and CheckFree, and it is the format personal finance programs use to import transactions. An OFX file is structured text that lists each transaction with a date, an amount, a type, a description, and a unique ID, wrapped in account and sign on blocks that tell the software which account the data belongs to. Because the structure is fixed, a program can read an OFX file and drop every line straight into the right register.
These formats look similar and are easy to mix up, but each targets a different program. The table below shows what each one is and where it fits, so you can pick the right export.
| Format | What it is | Best for |
|---|---|---|
| OFX | The open Open Financial Exchange standard | MS Money, GnuCash, Moneydance, and many finance and accounting tools |
| QFX | Quicken Web Connect, OFX plus a bank identifier | Quicken bank and credit card accounts |
| QBO | QuickBooks Web Connect, an OFX variant with an Intuit ID | QuickBooks bank feeds |
| QIF | Older plain text Quicken Interchange Format | Legacy tools; blocked for bank accounts in newer Quicken |
OFX is the common ancestor of the others. QFX and QBO are the same idea with a vendor tag added so Quicken and QuickBooks accept the file. If your program reads plain OFX, use it, and the PDF to OFX converter walks through that conversion start to finish. If you need Quicken specifically, export the Web Connect QFX instead, and for QuickBooks use the QBO format. For a deeper comparison, read OFX vs QFX vs QBO.
There are two generations of the format. OFX 1.x uses an SGML style syntax where many tags are not closed, while OFX 2.x is valid XML with fully closed tags and a header that declares the version. Most desktop finance programs, including MS Money and older Quicken, expect OFX 1.x, so the converter writes files that those importers accept. If a newer tool asks for XML style OFX, note the version it wants before importing. The OFX file format reference sets out the header fields and transaction tags for both generations side by side.
OFX is the native import format for Microsoft Money and is read by GnuCash, Moneydance, Banktivity, and a long list of personal finance and accounting programs. Quicken reads the QFX flavor and QuickBooks reads QBO, both built on OFX. If you are not sure which your software wants, start with OFX, and if the import is rejected, switch to the vendor specific export for that program.
Once the OFX loads, the transactions appear in the account register with dates, payees, and amounts ready to categorize and reconcile. Match the ending balance against the statement to confirm nothing dropped, then accept the transactions. If you are importing into Quicken specifically, the guide on how to import bank statements into Quicken walks through the exact screens.
An OFX file is a text file in the Open Financial Exchange format, an open standard for financial data. It lists each transaction with a date, amount, type, description, and unique ID inside account and sign on blocks, so personal finance software can import the transactions straight into the right account register.
Upload the PDF or scanned statement to the converter above. The AI extracts every transaction and writes a valid OFX file, which you download and import into MS Money, Quicken, or your accounting program. The whole process usually takes under two minutes and needs no software install.
Microsoft Money, GnuCash, Moneydance, Banktivity, and many personal finance and accounting programs open OFX files. Quicken reads the QFX flavor and QuickBooks reads QBO, both built on OFX. To read the raw contents, you can also open an OFX file in any plain text editor.
No, but they are close. OFX is the open standard. QFX is Quicken's branded version of OFX with an added bank identifier field. Use plain OFX for MS Money and other software that reads the open format, and use QFX when the file is going into Quicken.
You can start converting with no credit card and test the output on a real statement before paying, so you can confirm the OFX imports cleanly into your software first. Upload the PDF, review the extracted transactions, and download the OFX to check it in MS Money or Quicken.
In Microsoft Money, use File then Import to bring in the OFX, or double click the file so Money opens it and matches it to an account. Because Money is no longer supported by a live bank feed, importing an OFX built from your statement is the practical way to keep the file current.
Yes. The converter runs OCR on scanned PDFs and phone photos in PDF, JPG, PNG, BMP, HEIC, and TIFF, then extracts the transaction table the same way it does for clean digital PDFs. Clear, well lit images read most accurately.
With this converter your upload is protected by 256-bit encryption in transit and you can delete your data at any time. Before sending financial documents to any online tool, check that it encrypts uploads and lets you control deletion, and review its privacy and retention policy.
Export the Web Connect QFX Quicken imports best.
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Get started converting bank statements to OFX.
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Scale statement conversion across your team with automation.
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Enterprise-grade bank statement conversion and controls.
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