Upload a statement and download a tagged OFX file in seconds for MS Money and accounting software, plus CSV and Excel. The AI reads any US bank, scanned or digital, into date, description, debit/credit, and running balance.
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A bank statement converter turns a PDF bank statement into a clean OFX file in seconds, with separate fields for date, description, debit, credit, and running balance. Upload a single statement or a full year at once, from any US bank, scanned or digital, and download an OFX file ready for MS Money and accounting software, or a CSV or Excel workbook you can review first, to reconcile, categorize, or hand to your accountant. There is no manual retyping, no broken tables, and no 90-day download limit.
Automatically convert bank statements to a structured OFX file (date, description, debit/credit, running balance) for faster reconciliation and analysis, with no manual data entry.
ofxstatement · workspace
| Date | Description | Amount |
|---|---|---|
| 03/04 | ACH DEPOSIT PAYROLL | +2,400.00 |
| 03/06 | POS PURCHASE | -42.50 |
| 03/09 | WIRE TRANSFER JONES | -1,180.00 |
| 03/12 | CARD FEE | -3.99 |
| 03/15 | INTEREST PAID | +0.84 |
Convert bank statements to clean, tagged OFX files in minutes, with no manual data entry.
Three steps to a clean OFX file
PDF or image statements from any bank. Bulk uploads supported.
AI reads each transaction into date, description, debit/credit, running balance and a unique FITID.
A tagged OFX file for MS Money and accounting software, plus CSV and Excel export.
Your financial data is encrypted, access-controlled, and never stored longer than needed.
TLS 1.2+ in transit and AES-256 at rest for all files and results.
Every statement, extraction and export is bound to the account that uploaded it, and you can delete it at any time.
Your uploads and extractions are bound to your account and reachable only by you, and you can remove your data anytime.
Data Processing Agreements (DPA) and custom integrations available on request for Enterprise. Contact sales.
Many banks deliver statements as encrypted, password-protected PDF files. OFXStatement handles them seamlessly. Just enter the password when prompted and the converter does the rest.
Encrypted PDFs are detected instantly on upload. A simple password prompt appears, then enter the password and extraction begins.
After unlocking, the full document preview loads so you can verify the right file before exporting.
Your password is used only to unlock the file for processing and is not retained after extraction is complete.
This document is password protected.
Unlike generic PDF tools, OFXStatement is purpose-built to recognize transaction tables, running balances, and banking layouts.
Purpose-built models handle noisy scans, multi-page statements and complex layouts.
Clean columns (date, description, amount, balance, currency) mapped consistently.
Encrypted in transit and at rest. Optional zero data retention for Enterprise.
Turn raw bank transactions into categorized financial reports with a single click. AI classifies every transaction into income and expense categories, so you get a complete P&L breakdown without manual work.
AI reads each transaction description and assigns it to a meaningful category such as payroll, rent, revenue, transfers, and more.
Tell the AI what to focus on: separate business vs personal expenses, identify add-backs for EBITDA, flag owner draws, or any other analysis.
Merge months or accounts into one report for a complete financial picture across time periods.
Download categorized reports as an OFX file, or export to CSV, with every individual transaction listed under its category.
There are four common ways to get a PDF bank statement into Quicken, MS Money, or accounting software. Three of them break the moment you hit a scanned file, a multi-page statement, or an unusual bank layout, which is why most accountants and finance teams switch to an automated converter that outputs OFX.
Upload the PDF, let the AI read the transaction table, and download an OFX file for MS Money and accounting software, or a CSV you can review first. This is the only method that handles scanned statements, hundreds of pages, password-protected files, and any US bank without manual cleanup. Batch upload converts a full year of statements at once.
In Excel, use Data, then Get Data, then From File, then From PDF. It works only when the statement has selectable text and clean tables. It fails on scanned PDFs, splits transactions across pages, and usually needs heavy manual fixing before the numbers line up.
Most online banking portals export only a recent window, often 90 days to about 18 months, and never the older or closed periods. For anything before that window, or for an account you no longer access, the PDF statement is the only source, so you still need to convert it.
Typing transactions into a spreadsheet by hand works for a single short statement, but it is slow and error-prone. A misread digit or a transposed amount can throw off a whole reconciliation, so it does not scale once you have more than a page or two.
Once your transactions are in a clean OFX file, you can categorize the transactions, build a profit and loss report, reconcile against your books, or hand a clean, structured file to lenders and underwriters and accountants. Need a bank-specific walkthrough? See the Chase, Bank of America, and Wells Fargo converters.
If you are starting from a PDF and want the finished account file, the PDF to OFX converter handles that one step, and the bank statement to OFX converter covers the full workflow across every bank and account type. To understand what is actually inside the file your software reads, including the transaction and balance blocks an import depends on, see the OFX file format reference, or the QFX file format reference for the Quicken variant and the INTU.BID identifier it depends on. Software that predates both, including GnuCash and Moneydance, often asks for the older QIF file format instead. Budgeting apps have their own rules: YNAB reads only CSV, QFX, OFX and QIF, so a statement has to become one of those before it will load, which the YNAB CSV converter walks through. Payment platforms are their own case: PayPal exports PDF, CSV, TAB, IIF and QIF but never an OFX or a QFX, so the PayPal statement converter covers what those downloads can and cannot import.
A bank statement converter transforms PDF or image statements into a structured OFX file you can import into MS Money and accounting software, or a CSV for spreadsheets, so you reconcile faster with clean fields like date, description, debit/credit, and running balance.
You can download results as OFX for MS Money and accounting software, as CSV, or as an Excel workbook. Bulk exports are supported for faster processing.
Yes. The converter is built to handle scanned and multi-page statements, noisy images, and varying layouts from different banks.
Files are transferred over secure connections and stored safely. You can delete your data at any time.
Yes. If your bank statement PDF is password protected, OFXStatement will detect it automatically and prompt you for the password. Once entered, the file is unlocked and converted just like any other statement.
Upload your PDF bank statement to OFXStatement and download the OFX file for MS Money and accounting software, or a clean CSV. The AI reads the transaction table and outputs clean fields for date, description, debit, credit, and running balance. There is no manual copying, and it works on statements from any US bank.
Convert a bank statement to CSV the same way you convert it to OFX: upload the PDF and choose CSV on download. A CSV file imports cleanly into QuickBooks, Xero, accounting tools, and spreadsheets, which is why some bookkeepers pick it for bulk transaction imports.
Accuracy is high because the converter is purpose-built for banking layouts, not generic PDF extraction. It captures running balances, reads multi-page and scanned statements, and keeps every transaction in order. You can preview the output and verify totals before exporting to OFX or CSV.
Yes. The converter uses OCR built for financial documents, so scanned and photographed statements convert to OFX just like digital PDFs. This is where Excel's own Get Data from PDF feature fails, because it cannot read images, only selectable text.
Every bank lays its statement out differently, so the reader works from the page itself rather than a fixed template. Scanned and photographed statements go through OCR first.
OFX imports straight into accounting software that speaks it. CSV suits a spreadsheet or a custom import. Each transaction keeps its date, description, amount, and running balance.
Uploads travel over an encrypted connection and stay inside your own account. Remove any statement from your history when you no longer need it kept.
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Read more →Get started converting bank statements to OFX.
USD
per month
per month
$294 charged today
Choose speed vs accuracy when extracting
| Base AI Faster | 2,500 pages |
| Pro AI Best accuracy | 500 pages |
Scale statement conversion with bulk upload, custom templates and reports.
USD
per month
per month
$894 charged today
Choose speed vs accuracy when extracting
| Base AI Faster | 10,000 pages |
| Pro AI Best accuracy | 2,000 pages |
Enterprise-grade bank statement conversion and controls.
USD
per month
per month
$ charged today
Choose speed vs accuracy when extracting
| Base AI Faster | pages |
| Pro AI Best accuracy | pages |