Turn any credit card statement PDF into a clean OFX file that imports into Quicken, MS Money, and accounting software. Works with Amex, Chase, Capital One, Citi, Discover, and any US card issuer, and reads scanned or downloaded PDFs.
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A credit card statement to OFX converter reads the charges, payments, and credits in your card PDF and writes an OFX (Open Financial Exchange) file that Quicken, MS Money, and accounting software import directly. Upload the statement, let the AI pull every transaction with its date, description, and amount, then download a valid OFX or QFX and import it into your program. This is the fix when your card issuer only gives you a PDF, or only offers the last few months as a download, and you need older charges in your register without retyping them.
Card issuers hand you a PDF and a short window of downloadable data, but Quicken and MS Money want an account file with structured transactions. That gap is where the manual work piles up.
Most card portals offer an OFX or QFX download for the last 90 days at best. For anything older you are left with the statement PDF and no matching account file.
A card statement blends purchases, payments, refunds, interest, and fees. A clean import has to sign each one correctly so the balance still reconciles.
Travel and online purchases add foreign amounts and conversion lines that trip up naive parsers and throw off the running total.
Cashback, statement credits, and reversed charges need to land as the right transaction type, not get dropped or double counted.
Typing dozens of card lines by hand is slow, and one wrong amount quietly breaks the reconciliation you were trying to protect.
Photographed pages and combined card and loyalty statements are the worst to key in, and exactly where a converter saves the most time.
Upload the card PDF and get a valid OFX or QFX file in a couple of minutes, with each charge, payment, and credit signed the way your software expects.
Templates tuned to Amex, Chase, Capital One, Citi, Discover, and Bank of America card layouts, plus AI extraction for any other issuer.
Purchases, payments, refunds, interest, and fees each land with the correct sign so the balance reconciles.
OCR reads scanned PDFs and phone photos in PDF, JPG, PNG, and HEIC, not just clean downloads from the portal.
Export OFX for MS Money and open tools, QFX for Quicken Web Connect, or QBO for QuickBooks in one click.
Each charge gets a stable ID so your software skips duplicates when you re import a corrected file.
256-bit encryption in transit and you can delete your uploaded statement at any time.
No portal download window, no Direct Connect, no credit card to start.
Drop in a PDF or scanned credit card statement from any US issuer. Multi page and multi month files are fine.
Tip: Password protected card PDFs are supported.
The AI extracts every charge, payment, and credit and writes a valid file automatically.
Tip: Pick QFX if your destination is Quicken.
Download the file and import it into Quicken, MS Money, or your accounting program, then pick the card account.
Tip: Reconcile against the statement closing balance to confirm nothing dropped.
Anyone who needs card charges in finance software but only has a PDF from the issuer.
Load older card charges the portal no longer offers as a download into your register.
Standardize card statements from many issuers into clean OFX for a consistent monthly close.
Turn client card PDFs into import ready files for reconciliation, expense review, and tax prep.
Get business card spending into your books without retyping every purchase by hand.
Card portals from Amex, Chase, Capital One, Citi, and Discover usually let you download an OFX or QFX file for recent activity, but that window is short, often 90 days. Once a statement ages out, the only copy you can get is the PDF. Converting that PDF to OFX gives your software the structured account file it wants, with each charge, payment, and credit carrying the correct date, amount, and sign, so a year of card history loads in minutes instead of being retyped. Card feeds also break more often than checking feeds do, and Capital One cards in particular tend to stall on a reauthorization prompt, covered in Capital One not downloading to Quicken. American Express fails in its own way, because it now requires a bank hosted sign in roughly every 90 days and Quicken specifically warns against deactivating the accounts while you work through it, which the American Express not downloading to Quicken guide covers step by step.
A card statement is messier than a checking statement because it mixes transaction types. A good conversion signs each line correctly and keeps the closing balance intact. The table below maps common card statement quirks to what the OFX output does about them.
| Card statement line | What the OFX output does |
|---|---|
| Purchases and charges | Recorded as debits so the balance climbs correctly |
| Payments and statement credits | Signed as credits so they reduce the balance, not add to it |
| Interest and fees | Captured as separate transactions with clear descriptions |
| Foreign currency charges | Posted in the billed USD amount that hits your account |
If you keep your books in QuickBooks or a spreadsheet instead of Quicken, the same card statement can be exported as a QBO file or as clean CSV. For a checking or savings PDF rather than a card, use the bank statement to OFX converter instead.
Upload the card statement PDF to the converter above, let the AI extract every charge, payment, and credit, and download the OFX. The converter signs each transaction correctly and preserves the closing balance so the file imports cleanly into Quicken, MS Money, or your accounting software.
Any US card issuer. There are tuned templates for Amex, Chase, Capital One, Citi, Discover, and Bank of America cards, and AI extraction handles statements from smaller banks and credit unions. If you can read the PDF, the converter can read it, including scanned and photographed pages.
Use OFX for MS Money and other programs that read the open format, and QFX for Quicken, which expects the Web Connect variant. The converter produces both from the same statement, so pick the one your destination program imports and export it in one click.
Yes. Purchases and fees post as debits that raise the balance, while payments, statement credits, and refunds are signed as credits that lower it. That is what keeps the imported balance matching the statement, which naive PDF to file tools often get wrong.
Yes. Upload a multi month PDF or several statements and the converter extracts them into files you can import in sequence. Each transaction gets a unique ID, so importing overlapping periods will not create duplicates in your register.
Your upload is protected by 256-bit encryption in transit and you can delete the file at any time. Before sending any financial document to an online tool, confirm it encrypts uploads and lets you control deletion, and review its privacy and retention policy.
Convert a checking or savings PDF to OFX.
Export the Web Connect QFX Quicken imports best.
Get any statement into Quicken.
Convert to QuickBooks QBO instead.
Get started converting bank statements to OFX.
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$288 yearly
Choose speed vs accuracy when extracting
| Base AI Faster | 2,500 pages |
| Pro AI Best accuracy | 500 pages |
Scale statement conversion across your team with automation.
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$888 yearly
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| Base AI Faster | 10,000 pages |
| Pro AI Best accuracy | 2,000 pages |
Enterprise-grade bank statement conversion and controls.
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per month
billed as
$ yearly
Choose speed vs accuracy when extracting
| Base AI Faster | pages |
| Pro AI Best accuracy | pages |
