Your bank connection only goes back a few months and the older history is sitting in PDF statements. Upload them here, download a clean CSV or Excel file, and import years of transactions into Simplifi or Quicken Business & Personal in minutes.
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Not directly. Quicken Simplifi imports transactions from CSV files only, one account at a time, from the web app. Convert the PDF statement to CSV, name the columns Date, Payee and Amount, put a minus sign on every expense, then use Import transactions on the account. Each set of transactions can be imported only once, so test with one month first.
Simplifi pulls recent transactions from the bank connection, and many banks cap CSV downloads at about 90 days. Anything older lives in monthly PDF statements, and Simplifi cannot read a PDF. Typing a year of a busy account by hand takes hours and one missing minus sign turns a payment into income.
Convert the statements, shape the columns once, and import the history account by account.
Every transaction on its own row with date, description and amount, ready to rename to Date, Payee and Amount.
Paper statements scanned to PDF or photographed are read with OCR, not just downloaded PDFs.
Withdrawals and deposits stay in clear columns, so one formula gives Simplifi the signed Amount it needs.
Upload a full year of statements together instead of converting one month at a time.
The same routine works for Quicken Business & Personal.
Upload the statements above and download the transactions as Excel or CSV.
Rename to Date, Payee and Amount, make expenses negative and use month, day, year dates.
Import a single month into the right account from the Simplifi web app and check it.
Import the remaining months that end before your bank connection history begins.
People who need more history than the bank connection delivers.
Moving from another budgeting app or from paper and want last year in Simplifi for reports and trends.
On Quicken Business & Personal and need the full tax year of a business account for Schedule C.
Setting up a client whose bank only offers PDFs for the months before the connection.
Open the Simplifi web app, go to Transactions, pick the account, choose Import transactions, select the source (Mint, Empower, Apple Card or CSV file), confirm the account and upload the CSV. Simplifi imports CSV only, one account at a time, and only from the web app; the mobile apps have no importer. If the account is a manual account, create it before you import. Quicken describes the button as a cloud icon with an upward arrow on one help site and as an option under the three dot menu next to Filter on the other, so look for either.
The step that trips most people up happens before that screen. Simplifi needs a CSV with its own column names and signed amounts, and what most people actually hold for older months is a stack of PDF statements. The converter at the top of this page turns those PDFs, including scanned ones, into CSV or Excel with every transaction on its own row. The rest of this page is how to shape that file so Simplifi accepts it on the first try.
Quicken recommends its downloadable Simplifi CSV template and says a file you build yourself should use the same column structure. The Simplifi help center lists Date, Payee, Amount, Category, Tags, Notes and Check_No; every transaction needs at least a Date, a Payee and an Amount, or it may be skipped. Here is how each column maps to a converted bank statement.
| Simplifi column | Required? | What goes in it | Where it comes from in a converted statement |
|---|---|---|---|
| Date | Yes | The posting date as 1/5/2025. Quicken's Simplifi help center shows M/D/YY, its Quicken help site shows M/D/YYYY | The date column. Add the year if your bank prints only month and day |
| Payee | Yes | Who you paid or who paid you | The description column, renamed to Payee |
| Amount | Yes | One signed number: a minus sign on every expense, withdrawal or charge | Deposits minus withdrawals, or the single amount column with its sign checked |
| Category | No | Only categories that already exist in Simplifi. Blank imports as Uncategorized | Leave empty and let Simplifi rules or you categorize after import |
| Tags | No | Tags you want on the transaction | Optional, for example the tax year or client name |
| Notes | No | Free text memo | Optional, for example the statement month |
| Check_No | No | Check number | The check number column, if the statement has one |
Two details decide whether the import works. First, the sign: Simplifi treats any amount without a minus as money coming in, so a withdrawal written as 45.00 lands as a $45 deposit. Second, the date: Quicken's own help pages disagree, one showing 1/1/22 and the other 1/1/2022. A four digit year removes any doubt about the century, and we have not seen a reason to use two digits. If your bank prints dates as Jan 05 or 01/05 without a year, add the year before you save.
No. Simplifi imports transactions from CSV files only. Quicken says so directly: CSV is the only file format supported for transaction imports, although you can attach PDFs and images to transactions after they are in. To get a PDF statement into Simplifi you convert it to CSV first, then import the CSV. That is the job the upload box at the top of this page does, for digital PDFs from online banking and for scanned paper statements alike.
This takes about five minutes the first time and two once you have done it.
Our CSV output keeps the column layout of the original statement, so the rename and sign steps are the only manual part. If your statement has one amount column and you would rather split it into Debit and Credit for checking, the export has an option for that too.
Almost always one of four things: a header that does not match Date, Payee and Amount, a date in the wrong format, expenses without a minus sign, or empty required fields. Quicken's troubleshooting list covers exactly those. Also check the file is a real comma delimited CSV rather than an Excel workbook renamed to .csv, and that you picked CSV as the source rather than Mint or Empower. If every expense arrived as income, the amounts were unsigned: delete the import and redo it, bearing in mind the next point.
No, and this is the rule to respect before you click Import. Quicken states that each set of transactions can only be imported once, and that if imported transactions are deleted, re-importing the same file into the same account will not bring them back; you would have to recreate them by hand. Quicken does not document any duplicate matching between a CSV import and transactions the bank connection has already downloaded. So test with one month, and only import dates that end the day before the connected history begins.
Quicken positions the importer for exactly this: migrating from another app, or filling in history when your bank only offers 90 days of downloadable transactions. The options, honestly compared:
| How to get older transactions into Simplifi | How far back it goes | Effort | Catch |
|---|---|---|---|
| Bank connection | Whatever the bank sends when you connect, often a few months | None | Stops at the connection history. Older months never arrive |
| CSV download from online banking | Many banks allow about 90 days | Low | Quicken itself warns the download may be limited to 90 days |
| Ask the bank for older data | Varies by bank | High, and slow | Most banks answer with PDF statements, not a file you can import |
| Type transactions by hand | Unlimited | Very high | Fine for ten transactions, not for a year of a business account |
| Convert the PDF statements to CSV | As far back as you have statements, often several years in online banking | Minutes per year of statements | One tidy pass in Excel to name the columns and sign the amounts, covered below |
Simplifi cannot read a Quicken Classic data file; Quicken says the two products do not share data and recommends the CSV import instead. On categories, Quicken is not consistent: the Simplifi help center says categories import only if they already exist in Simplifi, while its Quicken help site and the Classic migration article say categories are not imported. Plan to categorize after the import either way. It is also why we suggest leaving the Category column empty: Simplifi rules will categorize recurring payees for you once the history is in.
Quicken Business & Personal, the version for self employed people and small business owners at $8.99 a month or $4.99 a month billed annually, is built on the same cloud platform and uses the same CSV importer and the same rules. That is where older statements matter most: a Schedule C, a lender or a new bookkeeper usually wants the full year, and the bank connection rarely goes back that far. Convert the business account statements the same way, and import them into the business account before you start tagging transactions as business or personal.
If you are still choosing an app, or moving between them, the import rules differ more than the marketing suggests. Simplifi and Monarch take only CSV; YNAB also takes OFX, QFX and QIF.
| Budgeting app | File types it imports | Key import rule | Our guide |
|---|---|---|---|
| Quicken Simplifi | CSV only | One account at a time, each set of transactions imports once, web app only | This page |
| Quicken Business & Personal | CSV only (same importer as Simplifi) | Same rules as Simplifi | This page |
| Monarch Money | CSV only | Imports cannot be undone; three overlap options | Monarch import from PDF statements |
| YNAB | CSV, OFX, QFX, QIF | Matches duplicates by amount and a date window | YNAB CSV converter |
| Quicken Classic | CSV (Windows), QFX from the bank | CSV import does not match existing transactions | Bank statement to Quicken |
The first 15 pages are free to test, and the Starter plan is $49 a month for 2,500 pages, or $24.50 a month billed annually. A typical checking statement is two to six pages, so a year of one account is roughly 25 to 70 pages and a full household backfill of several accounts over several years fits inside a single Starter month. Starter accepts statements up to 25 pages each. Plus, at $149 a month for 10,000 pages, uploads up to 50 files at once and removes the per statement page limit, which suits a bookkeeper setting up several clients on Quicken Business & Personal. All plans are listed on the pricing page.
Compare that with the alternative: a year of a business account can hold well over a thousand transactions. Typed by hand at even ten seconds each, that is three hours per account per year, and a single mistyped sign turns a payment into income in every report Simplifi builds from it.
Quicken Simplifi imports CSV files, not PDFs, one account at a time from the web app. Convert the statements, name the columns Date, Payee and Amount, put a minus on every expense, use a four digit year, test one month and import only the dates your bank connection does not already cover, because an imported set cannot be imported again. For the same job in other formats, see the PDF bank statement to CSV converter and the PDF bank statement to Excel converter.
Yes. Quicken Simplifi imports banking and credit card transactions from CSV files through the web app, one account at a time. The importer accepts files from Mint, Empower (Personal Capital), Apple Card or a custom CSV that follows the Simplifi template, with at least a Date, Payee and Amount for every row.
In the Simplifi web app, open Transactions, select the account, choose Import transactions, pick CSV file as the source, confirm the account and upload the file. The CSV needs Date, Payee and Amount columns, a minus sign on every expense and dates in month, day, year order.
No. CSV is the only file format Simplifi supports for transaction imports. PDFs can only be attached to transactions after import. Convert the PDF statement to CSV first, rename the columns to Date, Payee and Amount, sign the amounts and then import the CSV.
Month, day, year. Quicken's Simplifi help center shows M/D/YY, for example 1/1/22, and its Quicken help site shows M/D/YYYY, for example 1/1/2022. A four digit year avoids ambiguity. Dates printed without a year on the statement need the year added before you import.
Because the amounts have no minus sign. Simplifi imports any unsigned amount as a positive transaction. Build one Amount column where withdrawals, payments and card charges are negative, for example deposits minus withdrawals, and multiply credit card charges by minus one.
No. Quicken states that each set of transactions can only be imported once, and deleted imported transactions cannot be restored by re-importing the same file into the same account. They have to be recreated by hand, so test with one month before importing the full history.
Not directly. Simplifi cannot read a Quicken Classic data file. Export transactions from Quicken Classic to CSV and import that file into Simplifi instead. Categories do not carry over reliably, so expect to recategorize after the move.
Yes. Quicken Business & Personal runs on the same cloud platform as Simplifi and uses the same CSV importer, with the same Date, Payee and Amount columns, one account at a time and one import per set of transactions.
OFXStatement converts the first 15 pages free. Starter is $49 a month for 2,500 pages, or $24.50 a month billed annually, which covers several years of statements for a typical household in one month. Plus is $149 a month for 10,000 pages with bulk uploads of 50 files.
PDF statements into Quicken for Mac through its CSV import.
The general PDF to CSV converter behind this page.
The same backfill for Monarch Money users.
PDF statements to a YNAB ready CSV.
For Quicken Classic on Windows and Mac.
Excel output for the column clean up step.
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