bank statement → OFX

Bank Statement QIF Converter: Convert Bank Statements to QIF for Quicken

Turn any PDF or CSV bank statement into a clean QIF file that imports into older Quicken, GnuCash, and other software that still reads the Quicken Interchange Format. The tool extracts date, description, and amount and writes a valid QIF.

Free to try, no credit card
256-bit encryption
Also exports OFX and QFX

PDF, JPG, PNG, BMP, HEIC, TIFF

Upload your bank statement

Extract:
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<OFX> output ready for Quicken, MS Money & accounting software

Convert a bank statement to QIF

A bank statement QIF converter reads the transactions in your PDF or CSV statement and writes a QIF (Quicken Interchange Format) file that older Quicken versions and other legacy finance programs import directly. Upload the statement, let the tool extract each date, description, and amount, then download a valid QIF and import it into your software. QIF is the older text based Quicken format that many programs still accept when OFX or QFX is not an option, which makes it the fallback for older Quicken installs, GnuCash, and manual account setups.

Why QIF is still the format some software needs

QIF is older than OFX, but plenty of setups still require it, and building one by hand from a statement is fiddly and error prone.

Older Quicken Wants QIF

Some older Quicken versions and account types import QIF but not QFX, so QIF is the only file the program will read for that account.

GnuCash and Legacy Tools

GnuCash and several older or niche finance programs still accept QIF imports, and QIF is often the most reliable path into them.

No QIF Download From the Bank

Banks almost never offer QIF anymore, so if your software needs one you have to build it yourself from a PDF or CSV.

Hand Building QIF Is Fiddly

QIF uses a specific line by line syntax with date, amount, and payee codes. One malformed line and the whole import fails.

Date Format Ambiguity

QIF date handling varies between programs, so the wrong format quietly imports transactions on the wrong day.

No Duplicate Protection

QIF has no transaction IDs, so re importing can double up entries unless the file is built and imported carefully.

How the bank statement QIF converter works

Upload a statement and get a valid QIF file with correctly coded dates, amounts, and payees, ready for the program that needs it.

Valid QIF Syntax

Writes the proper QIF line codes for date, amount, payee, and memo so the import does not fail on a malformed entry.

From PDF or CSV

Reads a PDF or scanned statement with AI, or takes a CSV export and maps the columns into QIF.

Correct Date Codes

Formats dates the way QIF importers expect so transactions land on the right day.

Signed Amounts

Debits and credits are coded correctly so your balance stays accurate after import.

OFX and QFX Too

If your software actually prefers a newer format, export the same statement as OFX or QFX in one click.

Private by Default

256-bit encryption in transit and you can delete your uploaded statement at any time.

Convert a bank statement to QIF in 3 steps

No install, no bank download, no credit card to start.

1

Upload the statement

Drop in a PDF, scanned statement, or CSV export from your bank or card.

Tip: Multi page and multi month statements are fine.

2

Convert to QIF

The tool extracts every transaction and writes a valid QIF file automatically.

Tip: Prefer a newer format? Switch the export to OFX or QFX.

3

Import into your software

Download the QIF and import it into older Quicken, GnuCash, or your program, then pick the account.

Tip: Import to a test account first if you are unsure how the program handles QIF dates.

Who converts bank statements to QIF

People whose finance software still needs the older Quicken format.

Older Quicken Users

Import into a Quicken version or account type that reads QIF but not QFX.

GnuCash Users

Bring bank and card transactions into GnuCash through its QIF import.

Bookkeepers

Produce a QIF when a client on legacy software cannot take OFX or QFX.

Accountants

Convert statements to QIF for older ledgers that still rely on the format.

Common Search Terms

bank statement qif converter convert bank statement to qif convert to qif pdf to qif csv to qif qif file converter

When QIF is the right format to use

OFX and QFX have largely replaced QIF, but QIF still matters for specific programs. Some older Quicken versions import QIF for certain account types when they will not take QFX, and GnuCash accepts QIF as one of its import paths. If your software reads the newer formats, prefer them, since they carry transaction IDs that prevent duplicates. Use QIF when a program specifically asks for it or when it is the only import your tool offers. If you are on modern Quicken, the PDF to QFX converter is usually the better choice.

What a correct QIF file gets right

QIF is a plain text format with a strict line by line syntax, and a single malformed line can make the whole import fail. A correct conversion writes each transaction with the right field codes and formats the dates the way QIF importers expect. The table below shows what the converter builds for each transaction.

QIF fieldWhat the converter writes
D (date)The transaction date in a QIF friendly format
T (amount)A signed amount, debits negative
P (payee)The transaction description or payee
M (memo)Any extra detail from the statement line

If it turns out your program can read a newer format after all, the same statement exports to OFX for MS Money and open tools, or to Quicken as QFX. Those formats are worth using when available because they protect against duplicate imports.

Bank Statement QIF Converter: Common Questions

Upload the PDF or CSV statement to the converter above and download the QIF. The tool extracts every transaction, writes the proper QIF field codes for date, amount, and payee, and formats the dates so the file imports into older Quicken, GnuCash, or another program that reads QIF.

QIF stands for Quicken Interchange Format, an older plain text format Quicken used before OFX and QFX. It stores each transaction as coded lines for date, amount, payee, and memo. Many legacy programs still import QIF even though banks rarely offer it as a download anymore.

Use OFX or QFX when your software accepts them, because they carry transaction IDs that prevent duplicate imports. Use QIF only when a program specifically requires it, such as an older Quicken account type or a GnuCash import. The converter produces all three from the same statement.

Yes. Upload a CSV export from your bank and the converter maps the date, description, and amount columns into a valid QIF file. That is useful when your bank only offers CSV but your finance software needs the older Quicken format.

QIF has no built in transaction IDs, so re importing an overlapping period can double up entries. Import each period once, and if you need duplicate protection, use OFX or QFX instead, since those formats include the unique IDs finance software uses to skip duplicates.

Your upload is protected by 256-bit encryption in transit and you can delete the file at any time. Before sending any financial document to an online tool, confirm it encrypts uploads and lets you control deletion, and review its privacy and retention policy.

Related Resources

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